President Obama is committed to working with Congress to pass comprehensive health reform in his first year in order to control rising health care costs, guarantee choice of doctor, and assure high-quality, affordable health care for all Americans.
- Learn about the fundamental health insurance consumer protections included in reform.
How would health care reform effect doctors and patients in america?
Its hard to predict pros and cons because nothing like the currentlyh proposed idea has ever been implemented in the US. It has in other countries with mixed results. The best way to look at things is to review how things are now and what will change…Most people don’t know exaclty what is out there now….if you asked people they would agree it is bad but most couldn’t offer you an explanation as to why it is bad. I don’t claim to know everything about the matter but I will give you my OPINION of our current system and the new proposal and howw it will affect both.
Old. Our current system mostly allows individuals and businesses to control which insurance plans are offered and the insurance plans decide what is covered and what is not. For most this means that the insurance companies decide what gets done. Prices are enormously high for the uninsured, part because there is little competition for insurance but part because Hospital and Medical Overhead run real high. To protect the poor and underinsured the goverment has been paying for health centers across the nation to give basic care. However the poor and underinsured still lack ability to get specialty care. Another important aspect is that the goverment ddoesn’t dictate that all businesses give their employees medical benifits. One aspect that neither old or new addresses is patient education which i personally wish they would.
Under the current sytem, Doctors get paid decent with specialists getting paid better….insurance companies also get huge benefits and the lower and middle class if there is such a thing have less access to care.
Under the proposed plan…the goverment will offer a plan to “compete” with the other insurance plans. The goverment gets its money from taxes among many other things whereas the insurance companies get their money from premiums. Therefor the goverment plan will be very cheap for almost everyone. Instead of the insurance companies deciding what gets covereed the goverment will. Indirectly this means that the goverment will decide what happens to you (note the insurance companies do that now). The plan also requires small businesses to offer health benifits would can be good for businesses that do well but could be bad for those that struggle. Because of the low cost of the plan most businesses if they are looking to cut costs will scoop up the plan. As attested by medicaid/medicare the goverment plan will have less coverage than most existing insurance plans. These things mentioned are factual although I am a little fuzzy on the small business part. From here on the rest is just a guess on how it will affect patients and doctors and that is the only thing anyone can offer is a guess
The left will say the new plan will bring doen costs and provide the greatest access to care ever seen. Patients who could not get in to see a doctor before will be able to afford it now and the general practitior wont get paid any less. They will use countries that have implemented similar plans and have had success with it as an example.
The right will say tell you the goverment will take over your health care and that insurances wont be able to compete with the low price. If they drop their prices the reimbursement rates to the doctors will go down and the doctors won’t get paid as much. If the doctors (specialists mostly) don’t get paid as much potential doctors will consider alternate careers. The cost of medical education runs 200-500 thousand and around 8 years of post college education. They will not want a pay cut. There is also speculation that the current batch of doctors won’t be able to handle the new numbers of patients who now can afford care. The right will argue that quantity will become more important than quality. They will also sight countries that have similar plans that have failed. The right will also argue that the only way to pay for the program will be higher taxes
who is right…we wont know.
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